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Travel hacking for lazy people

Source: TheWeek

Here are three of the week’s top pieces of financial advice, gathered from around the web:

‘Travel hacking’ for lazy people
Some obsessives dedicate countless hours “to the fine art of using credit card points to score thousands of dollars in free travel,” said Kristin Wong at Lifehacker. But “travel hacking” is actually easier than it seems. Simply picking a card with a massive sign-up bonus “is the primary way travel-rewards hackers get free flights.” Opening a rewards card before a major expense, like a wedding or renovation, can also reap a points windfall, because many cards offer bonuses for spending a certain amount within the first few months of opening the card. You can rack up additional points by using your card to pay for every purchase you make. Remember, this strategy is only smart if you pay off the card in full every month. Otherwise, those rewards “are totally pointless.”

Where HSAs fall short
Health Savings Accounts “are not yet ready for…

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